LIC Jeevan Lakshya Plan No. 933 Details in Hindi | New जीवन लक्ष्य | कन्यादान पॉलिसी

LIC Jeevan Lakshya Plan No. 933 Details in Hindi | New जीवन लक्ष्य | कन्यादान पॉलिसी

Jeevan Lakshya Plan No. 933 is a non-linked, limited premium ,with-profits Endowment Plan. Premiums are payable for 3 years less than Policy terms.

Jeevan Lakshya Features & Conditions:

Minimum age at entry: 18 years (Completed)
Maximum age at entry: 50 years (Nearer Birthday)
Maximum maturity age: 65 years (Nearer Birthday)
Policy Term: 13 to 25 years.
Premium Paying Term (PPT): ( Policy Term -3) Years
Minimum Sum Assured: 1,00,000/-
Maximum Sum Assured: No limit

Available Riders:

LIC’s Accidental Death and Disability Benefit Rider or Accident Benefit Rider, Term Rider & Critical Illness Rider.

Payment Modes of Premium: 

Yearly, Half Yearly, Quarterly & Monthly (SSS & NACH)

Rebates: 

Mode Rebate: – Yearly Mode : 2%, Half Yearly Mode : 1 %

Grace Period: 

15 Days for monthly premium payment mode and 30 days for other payment modes.

Claim Concessions: 

Available under Base Plan only.

Paid-up Value of policy: 

Available after payment of premium of 2 full years.

Surrender:

 Available after payment of premium of 2 full years.

Policy Loan Benefits: 

Available after payment of premium of 2 full years.

Revivals: 

Within 5 years of First Unpaid Premium (FUP)

Back Dating: 

Allowed with lean Month’s benefits.

Proposal Form: 

Form 300 or Form 340

Tax Benefits:

On Premium Paid : Deduction under Section 80C of Income Tax

Maturity Amount: Exempt u/s 10(10D)

Death claim : Exempt u/s 10(10D)

All Jeevan Lakshya Plan No. 933 Details with example are available in Video. Please check the Video given below.

SUM ASSURED ON DEATH:

Income Benefit (10% of basic Sum assured Payable from Policy anniversary after death till Policy anniversary before maturity) + 110% of Basic Sum Assured payable on Maturity.

DEATH BENEFIT:

Sum assured on Death + Bonus for full term + Final additional bonus, if any, Payable on Maturity.

MATURITY BENEFIT:

Basic Sum Assured + Vested Bonus + Final additional bonus if any.

Maturity/Death Claim in Installments for 5/10/15 years for Full or Part of Maturity/Death  Claim  Amount:  Option to be exercised -3  months before Maturity and for Death Claim during lifetime by Life Assured.


Non -Medical Schemes: All Allowed.

Age Proofs: All Allowed.

Female Lives: All Allowed.

Pregnant ladies: Cat Al only up to 24 weeks of pregnancy.

Keyman/Partnership/Empl-Employee:

Allowed only under Employer-Employee

Example

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