Details :

• This is a Single and Limited premium, Non-linked, Non-participating, Money Back Plan.
• Guaranteed additions will accrue at the end of each policy year:
• @₹50 per 1000 of Basic SA from 6th to 20th Policy Year
• @₹55 per 1000 of Basic SA from 21st to 30th Policy Year and
• @₹60 per 1000 of Basic SA from 31st to 40th Policy Year.

Features & Conditions :

1. Minimum Basic Sum Assured : Rs. 2,00,000/-
2. Maximum Basic Sum Assured : No Limit (The Basic Sum Assured shall be in multiples of Rs. 25,000/-)
3. Policy Term : 20 years, 30 years & 40 years
4. Premium Payment Term (PPT)
   1. Single Premium : Not Applicable
   2. Limited Premium :
      • 10 years for Policy Term 20 years
      • 15 years for Policy Term 30 years
      • 20 years for Policy Term 40 years
5. Minimum Age at entry :
   1. 8 years (completed) for Policy Term 20 years
   2. 3 years (completed) for Policy Term 30 years
   3. 90 days (completed) for Policy Term 40 years
6. Maximum Entry Age –
   1. Single Premium :
      1. 60 years (nearer birthday) for Policy Term 20 years
      2. 50 years (nearer birthday) for Policy Term 30 years
      3. 40 years (nearer birthday) for Policy Term 40 years
   2. Limited Premium :
      1. 55 years (nearer birthday) for Policy Term 20 years
      2. 45 years (nearer birthday) for Policy Term 30 years
      3. 35 years (nearer birthday) for Policy Term 40 years
7. Minimum Age at Maturity :
   1. 28 years (completed ) for Policy Term 20 years
   2. 33 years (completed ) for Policy Term 30 years
   3. 40 years (completed ) for Policy Term 40 years
8. Maximum Age at Maturity :
   1. 80 years (nearer birthday) for Single Premium
   2. 75 years (nearer birthday) for Limited Premium

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